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Minnesota Paycheck Calculator (2026)

Updated June 2026 · By the NumberBench editorial team · How we calculate

Estimate your take-home pay in Minnesota. Enter your gross pay and we apply federal tax, FICA, and Minnesota’s state income tax to estimate your net paycheck. This is a rough estimate, not exact withholding.

Minnesota has a graduated income tax with 4 brackets and a top rate of 9.85% (2026). This tool applies the full 2026 bracket schedule for your filing status, so your effective rate rises with income rather than using one flat number.
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Take-home per paycheck—
Annual take-home—
Federal income tax—
FICA (SS + Medicare)—
State income tax—
Effective state tax rate—

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Minnesota state income tax

Your actual paycheck withholding also depends on your W-4 elections, filing status, and any local taxes, so treat this as a planning estimate rather than exact withholding.

Take-home pay by state

All states ›AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming

How it’s calculated

Take-home pay = gross pay − FICA − federal income tax − state income tax − pre-tax deductions. FICA is Social Security (6.2% up to the annual wage base) plus Medicare (1.45%). State income tax applies Minnesota’s 2026 tax brackets (single or married-filing-jointly, per your selection) to your pay after pre-tax deductions and the state standard deduction. Federal income tax uses the estimated effective rate you enter.

Source: Tax Foundation, “2026 State Individual Income Tax Rates & Brackets.” Estimate only — excludes local income taxes, credits, exemptions, and itemized deductions. Verify before filing.

Results update as you type and are estimates, not professional advice — verify important decisions with a qualified professional.

Worked example

A $60,000 salary in Minnesota paid bi-weekly nets about $1,541 per paycheck after federal tax, FICA, and 6.8% state income tax.

Common mistakes

  • Assuming the state rate is the biggest deduction; federal tax and FICA usually take more.
  • Treating this planning estimate as exact withholding, which depends on your W-4 and brackets.

Where it is used

  • Comparing take-home pay for a job in Minnesota against another state.
  • Budgeting around your real net paycheck in Minnesota.

Frequently asked questions

Does Minnesota have a state income tax?

Minnesota has a state income tax; this estimate applies the state’s 2026 income-tax brackets for your filing status. Your actual withholding depends on filing status, W-4 choices, deductions, credits, local taxes, and payroll rules.

Is this my exact paycheck?

No. It applies an estimated federal effective rate and the state’s 2026 income-tax brackets (single or joint). Real withholding depends on your W-4, brackets, and any local taxes.

What is FICA?

Social Security (6.2% up to the wage base) and Medicare (1.45%) — payroll taxes deducted in every state.