Options Profit Calculator
Model a long call or put. Enter the strike, the premium you pay, and a price at expiration to see profit or loss, your break-even, and the most you can lose.
Profit / loss at expiration
📈 Compare options trading platforms
Check it outSingle-leg options, simplified
This models buying one option (a long call or put) held to expiration. Each contract controls 100 shares. A call profits when the stock rises above the strike plus premium; a put profits when it falls below the strike minus premium. The most you can lose is the premium paid. This is educational, not trading advice.
How it’s calculated
Profit = (intrinsic value − premium) × 100 × contracts. Break-even = strike ± premium. Max loss = premium paid.
Results update as you type and are estimates, not professional advice — verify important decisions with a qualified professional.
Worked example
A long $100 call bought for $3, with the stock at $110 at expiration, profits $700 (break-even $103, max loss $300).
Common mistakes
- Forgetting each contract controls 100 shares.
- Applying it to spreads or selling, which it does not model.
Where it is used
- Checking the payoff of a long call or put.
- Finding the break-even price before a trade.
Frequently asked questions
Does this handle spreads or selling options?
No — it covers buying a single call or put. Multi-leg strategies need a dedicated tool.
What is break-even?
The underlying price where your profit is zero: strike plus premium for calls, strike minus premium for puts.
Why is max loss just the premium?
For a long option, the most you can lose is what you paid — the option simply expires worthless.
Get the free Calculator Pack
One email with our most-used spreadsheets and new calculators. No spam.
Thanks! Check your inbox to confirm. (Demo form — connect to your email tool.)